P2P LENDING, stands for Peer-to-peer lending. It is the direct lending of funds to people or companies without the involvement of a formal financial institution as a middleman. Online platforms are typically used for peer-to-peer lending, connecting lenders and potential borrowers.
P2P lending provides loans that are both secured and unsecure. However, unsecured personal loans make up the majority of loans in peer-to-peer lending. In the business, secured loans are uncommon and typically backed with high-end merchandise.
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